TMA Physician Disability Protection: Loss of Future Income Plan

e: https://app.piu.org/lo/DoctorTo learn more, click here, e-mail sfp-md@strategicfinancialpartnerTo start your coverage in less than 5 minutes, click here: 

https://app.piu.org/lo/DoctorTo learn more, click here, e-mail sfp-md@strategicfinan

Protecting the income you earn by practicing Medicine is one of the most important financial planning concerns you face. Most Disability Income Insurance plans provide important coverage; however, due to insurance industry coverage limits, plans generally do not provide enough income if injury or illness causes inability to practice Medicine. 

 

You can protect up to $2,000,000 of future income by enrolling in the Loss of Future Income Plan underwritten by Petersen International Underwriters and offered exclusively to TMA Member Physicians through Strategic Financial Partners.

 

  • Guaranteed Issue - you will be issued a policy regardless of your health and other coverage you may have with no financial documentation or medical exams required

     

  • True “Own Occupation” Definition of Disability based on your Specialty of Practice (policy benefits may pay even if you’re able to work in another occupation)

     

  • Choice of Lump Sum Benefit Amount:

    $250,000        $500,000        $1,000,000       $2,000,000

     

  • Lump Sum Benefit is paid after 12 Months of qualifying Permanent and Total Disability in your Own Occupation

     

  • Pre-Existing Conditions may be covered after policy has been inforce for 12 Months 

     

  • No coverage for Disabilities that result from Mental or Nervous Conditions and/or Drug or

    Alcohol Abuse

     

  • No coverage for a Disability that occurs in the first 12 months of the policy that can be attributed to a health condition that was treated (or that can be attributed to symptoms for which an ordinarily prudent person would have sought treatment) in the 3 months immediately prior to your coverage effective date

     

  • No coverage for Disabilities that result from: war, suicide attempt, participation in a riot, intentionally self-inflicted injury, committing or attempting to commit a felony, being under the influence of alcohol, taking illegal drugs, pregnancy and pregnancy-related conditions, etc.?

 

Available only from September 1 through October 31, 2017.

 

To start your coverage in less than 5 minutes, click here: https://app.piu.org/lo/TMA 

 

To learn more, email sfp-md@strategicfinancialpartners.com or call 1-888-573-7123.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Policies are underwritten by Petersen International Underwriters and offered by Lloyds of London. For more information on Petersen International Underwriters, please click here: https://www.piu.org/about-petersen. For more information on Lloyds of London, please click here: http://www.lloyds.com/lloyds/about-us/what-is-lloyds

 

cialpartners.com or call 615-435-4199