Advisory Services Since 1933



949 South Shady Grove Rd, Ste 300
Memphis, TN 38120



John T. Clements, LUTCF®

John T. Clements, LUTCF®

Financial Services Representative

Domicile State: AL

Clements Financial

2740 Central Parkway

Montgomery, Alabama 36106

Phone: 334.420.0099



  • Licensed to sell Life and Health Insurance
  • Registered to offer securities products
  • Member of Million Dollar Round Table
  • Obtained Life Underwriters Training Council Fellow designation (LUTCF)


Products and Services

  • Fixed Annuities
  • Variable Annuities
  • Charitable Giving Strategies
  • Disability Income Insurance
  • Estate Conservation Strategies
  • Education Funding Strategies
  • IRA Consolidation/Rollovers
  • Long-Term Care Insurance
  • Mortgage Protection (through life insurance and disability insurance)
  • Medicare Supplement Coverage
  • Pension Payout Alternatives
  • Pension Transfer/Rollovers 
  • Mutual Funds
  • Tax Sheltered Annuities, 403(b) Plans
  • Term Insurance
  • Universal Life Insurance
  • Variable Universal Life Insurance
  • Whole Life Insurance



  • Resides in Montgomery, AL with wife, Kellie and their three sons
  • Graduate of Auburn University
  • Active member of First Baptist Church and enjoys coaching little league baseball
  • Third generation financial services representative, carrying on the legacy of grandfather, A. Kirby Clements, Jr., CLU and father, Gus Clements, CLU dating back to 1949



  • Life member of the Auburn Alumni Association
  • Member of the Montgomery Country Club
  • Alabama Wildlife Federation
  • Member of National Association of Insurance and Financial Advisors (NAIFA)

Clements Financial is a separate entity from Strategic Financial Partners and is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies.

Phone 334.420.0099
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck