John T. Clements, LUTCF®

John T. Clements, LUTCF®

Financial Services Representative

Domicile State: AL

Clements Financial

2740 Central Parkway

Montgomery, Alabama 36106

Phone: 334.420.0099



  • Licensed to sell Life and Health Insurance
  • Registered to offer securities products
  • Member of Million Dollar Round Table
  • Obtained Life Underwriters Training Council Fellow designation (LUTCF)


Products and Services

  • Fixed Annuities
  • Variable Annuities
  • Charitable Giving Strategies
  • Disability Income Insurance
  • Estate Conservation Strategies
  • Education Funding Strategies
  • IRA Consolidation/Rollovers
  • Long-Term Care Insurance
  • Mortgage Protection (through life insurance and disability insurance)
  • Medicare Supplement Coverage
  • Pension Payout Alternatives
  • Pension Transfer/Rollovers 
  • Mutual Funds
  • Tax Sheltered Annuities, 403(b) Plans
  • Term Insurance
  • Universal Life Insurance
  • Variable Universal Life Insurance
  • Whole Life Insurance



  • Resides in Montgomery, AL with wife, Kellie and their three sons
  • Graduate of Auburn University
  • Active member of First Baptist Church and enjoys coaching little league baseball
  • Third generation financial services representative, carrying on the legacy of grandfather, A. Kirby Clements, Jr., CLU and father, Gus Clements, CLU dating back to 1949



  • Life member of the Auburn Alumni Association
  • Member of the Montgomery Country Club
  • Alabama Wildlife Federation
  • Member of National Association of Insurance and Financial Advisors (NAIFA)

Clements Financial is a separate entity from Strategic Financial Partners and is not a subsidiary or affiliate of MML Investors Services, LLC, or its affiliated companies.

Phone 334.420.0099